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	<title>Your Credit Reports</title>
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	<link>http://www.yourcreditreports.org</link>
	<description>Your Credit Report &#38; Free Scores from All 3 Bureaus - Fast &#38; Online!</description>
	<lastBuildDate>Fri, 27 Jan 2012 12:38:45 +0000</lastBuildDate>
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		<title>Declining interest rates will ease mortgage stress</title>
		<link>http://www.yourcreditreports.org/bad-credit-tips/declining-interest-rates-will-ease-mortgage-stress/</link>
		<comments>http://www.yourcreditreports.org/bad-credit-tips/declining-interest-rates-will-ease-mortgage-stress/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 07:46:09 +0000</pubDate>
		<dc:creator>Steven Browly</dc:creator>
				<category><![CDATA[Bad Credit Tips]]></category>
		<category><![CDATA[Ease]]></category>
		<category><![CDATA[Interest Rates]]></category>

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		<description><![CDATA[There is expectation across the board that interest rates will be coming down a number of times during 2012 the first rate cut is expected in February. As home loan rates begin to ease, overextended borrowers will be able to breathe a sigh of relief. Rates will be reduced not only on home loans but [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Recall: Super Luchamania action figures—Lead paint</title>
		<link>http://www.yourcreditreports.org/credit-report/recall-super-luchamania-action-figures%e2%80%94lead-paint/</link>
		<comments>http://www.yourcreditreports.org/credit-report/recall-super-luchamania-action-figures%e2%80%94lead-paint/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 23:40:55 +0000</pubDate>
		<dc:creator>Rachel Humffray</dc:creator>
				<category><![CDATA[Bad Credit Report]]></category>
		<category><![CDATA[Luchamania Action]]></category>
		<category><![CDATA[Paint]]></category>
		<category><![CDATA[Super Luchamania]]></category>
		<category><![CDATA[Super Luchamania Action]]></category>

		<guid isPermaLink="false">http://www.yourcreditreports.org/credit-report/recall-super-luchamania-action-figures%e2%80%94lead-paint/</guid>
		<description><![CDATA[Lee Carter Company, of San Francisco, Calif., has recalled about 7,000 packs of its Super Luchamania Action Figures, due to excessive levels of lead paint, the Consumer Product Safety Commission reported today. The surface paints on the action figures contain excessive levels of lead, which is prohibited under federal law. No incidents or injuries have [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>CreditCards.com Weekly Rate Report, Jan. 11, 2012: Average APR drops following First Premier move</title>
		<link>http://www.yourcreditreports.org/bad-credit-tips/creditcards-com-weekly-rate-report-jan-11-2012-average-apr-drops-following-first-premier-move/</link>
		<comments>http://www.yourcreditreports.org/bad-credit-tips/creditcards-com-weekly-rate-report-jan-11-2012-average-apr-drops-following-first-premier-move/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 05:10:05 +0000</pubDate>
		<dc:creator>Steven Browly</dc:creator>
				<category><![CDATA[Bad Credit Tips]]></category>
		<category><![CDATA[Apr]]></category>
		<category><![CDATA[Rate Report]]></category>

		<guid isPermaLink="false">http://www.yourcreditreports.org/bad-credit-tips/creditcards-com-weekly-rate-report-jan-11-2012-average-apr-drops-following-first-premier-move/</guid>
		<description><![CDATA[Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, due to a sharp APR drop for the priciest card in our survey. The average annual percentage rate (APR) dipped to 14.95 percent &#8212; its lowest level since early September. That&#8217;s down more than a quarter-point [...]]]></description>
		<wfw:commentRss>http://www.yourcreditreports.org/bad-credit-tips/creditcards-com-weekly-rate-report-jan-11-2012-average-apr-drops-following-first-premier-move/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>CuraDebt Review</title>
		<link>http://www.yourcreditreports.org/credit-report/curadebt-review/</link>
		<comments>http://www.yourcreditreports.org/credit-report/curadebt-review/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 08:42:43 +0000</pubDate>
		<dc:creator>Rachel Humffray</dc:creator>
				<category><![CDATA[Bad Credit Report]]></category>
		<category><![CDATA[Curadebt]]></category>
		<category><![CDATA[Curadebt Review]]></category>

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		<description><![CDATA[CuraDebt Helps Get You Out of Debt The worst case scenario that you can encounter when you enter any debt settlement program is that you pay in advance thinking that you are guaranteed that there will be favorable results. However many times the company will not able to deliver the debt reduction that you are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Chase To Install 800 New ATMs</title>
		<link>http://www.yourcreditreports.org/credit-cards-advice/chase-to-install-800-new-atms/</link>
		<comments>http://www.yourcreditreports.org/credit-cards-advice/chase-to-install-800-new-atms/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 04:52:33 +0000</pubDate>
		<dc:creator>Wane Flaker</dc:creator>
				<category><![CDATA[Credit Cards Advice]]></category>
		<category><![CDATA[800 New]]></category>
		<category><![CDATA[New]]></category>

		<guid isPermaLink="false">http://www.yourcreditreports.org/credit-cards-advice/chase-to-install-800-new-atms/</guid>
		<description><![CDATA[If you are a Chase bank customer and are finding it difficult to find an ATM, then you will be happy to hear that the bank have announced the installation of approximately 800 new ATM locations in ampm gas stations across 5 states. The new ATMs will be located in gas stations all over Arizona, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Is There Such a Thing as Too Much Good Credit?</title>
		<link>http://www.yourcreditreports.org/credit-report/is-there-such-a-thing-as-too-much-good-credit/</link>
		<comments>http://www.yourcreditreports.org/credit-report/is-there-such-a-thing-as-too-much-good-credit/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 23:52:11 +0000</pubDate>
		<dc:creator>Rachel Humffray</dc:creator>
				<category><![CDATA[Bad Credit Report]]></category>
		<category><![CDATA[Credit]]></category>

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		<description><![CDATA[One of the most common questions our new clients ask us when they first sign up looking to improve their credit scores, is if there really is such a thing as too much of a good thing when it comes to credit.  In essence, will taking on even more credit damage their credit score in [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Delta SkyMiles Amex Offers: 55k Miles for Biz App, 45k Miles for Personal App</title>
		<link>http://www.yourcreditreports.org/credit-cards-advice/delta-skymiles-amex-offers-55k-miles-for-biz-app-45k-miles-for-personal-app/</link>
		<comments>http://www.yourcreditreports.org/credit-cards-advice/delta-skymiles-amex-offers-55k-miles-for-biz-app-45k-miles-for-personal-app/#comments</comments>
		<pubDate>Sun, 01 Jan 2012 23:36:24 +0000</pubDate>
		<dc:creator>Wane Flaker</dc:creator>
				<category><![CDATA[Credit Cards Advice]]></category>
		<category><![CDATA[Delta Skymiles]]></category>
		<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.yourcreditreports.org/credit-cards-advice/delta-skymiles-amex-offers-55k-miles-for-biz-app-45k-miles-for-personal-app/</guid>
		<description><![CDATA[For a limited time, Delta and Amex have sweetened the signup bonuses on both their personal and business credit cards, offering 45,000 bonus SkyMiles for opening a new Gold Delta SkyMiles credit card and 55,000 bonus SkyMiles for opening a new Gold Delta SkyMiles Business Credit Card. Earn 45,000 bonus SkyMiles for the Gold Delta [...]]]></description>
		<wfw:commentRss>http://www.yourcreditreports.org/credit-cards-advice/delta-skymiles-amex-offers-55k-miles-for-biz-app-45k-miles-for-personal-app/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Get the Most from Your Savings Account</title>
		<link>http://www.yourcreditreports.org/bad-credit-tips/how-to-get-the-most-from-your-savings-account/</link>
		<comments>http://www.yourcreditreports.org/bad-credit-tips/how-to-get-the-most-from-your-savings-account/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 21:31:07 +0000</pubDate>
		<dc:creator>Steven Browly</dc:creator>
				<category><![CDATA[Bad Credit Tips]]></category>
		<category><![CDATA[Account]]></category>
		<category><![CDATA[Savings Account]]></category>

		<guid isPermaLink="false">http://www.yourcreditreports.org/bad-credit-tips/how-to-get-the-most-from-your-savings-account/</guid>
		<description><![CDATA[With personal savings playing an increasingly larger role in people’s financial lives, understanding how to maximize the benefits of a savings account is important if you want to get the most from them. Today, people are faced with numerous choices when it comes to their savings, and with the availability of online banking that can [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Daily electronic deals: L.A. Noire video game for PCs</title>
		<link>http://www.yourcreditreports.org/credit-report/daily-electronic-deals-l-a-noire-video-game-for-pcs/</link>
		<comments>http://www.yourcreditreports.org/credit-report/daily-electronic-deals-l-a-noire-video-game-for-pcs/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 14:56:29 +0000</pubDate>
		<dc:creator>Rachel Humffray</dc:creator>
				<category><![CDATA[Bad Credit Report]]></category>
		<category><![CDATA[Deals]]></category>
		<category><![CDATA[Deals La]]></category>

		<guid isPermaLink="false">http://www.yourcreditreports.org/credit-report/daily-electronic-deals-l-a-noire-video-game-for-pcs/</guid>
		<description><![CDATA[Today&#8217;s electronics deals, courtesy of The Consumerist: all4cellular.com: 6 Screen Protector Sets for Apple iPhone 4 / 4S for free + $2 s&#038;h Entertainment Walmart: Six Feet Under: Complete Series $60 + $2 ship Amazon: L.A. Noire: The Complete Edition Download for PC $12.49 For general buying advice for many of the products on sale [...]]]></description>
		<wfw:commentRss>http://www.yourcreditreports.org/credit-report/daily-electronic-deals-l-a-noire-video-game-for-pcs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Loan arrears still a problem</title>
		<link>http://www.yourcreditreports.org/bad-credit-tips/home-loan-arrears-still-a-problem/</link>
		<comments>http://www.yourcreditreports.org/bad-credit-tips/home-loan-arrears-still-a-problem/#comments</comments>
		<pubDate>Sat, 17 Dec 2011 16:37:18 +0000</pubDate>
		<dc:creator>Steven Browly</dc:creator>
				<category><![CDATA[Bad Credit Tips]]></category>
		<category><![CDATA[Arrears]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Home Loan Arrears]]></category>
		<category><![CDATA[Loan Arrears]]></category>

		<guid isPermaLink="false">http://www.yourcreditreports.org/bad-credit-tips/home-loan-arrears-still-a-problem/</guid>
		<description><![CDATA[Home Loan arrears are expected to stay at the presently high levels in the immediate future. According to Fitch Ratings, home owners who are 30 or more days behind on their mortgage payments will will remain at approximately 1.75 per cent for the rest of the year. This forecast is based on recent estimates issued [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ways To Initiate And Maintain A Credit Repair Business</title>
		<link>http://www.yourcreditreports.org/credit-report/ways-to-initiate-and-maintain-a-credit-repair-business/</link>
		<comments>http://www.yourcreditreports.org/credit-report/ways-to-initiate-and-maintain-a-credit-repair-business/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 11:22:37 +0000</pubDate>
		<dc:creator>Rachel Humffray</dc:creator>
				<category><![CDATA[Bad Credit Report]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.yourcreditreports.org/credit-report/ways-to-initiate-and-maintain-a-credit-repair-business/</guid>
		<description><![CDATA[Nearly 95% of buyers reach their credit frontier in the very first 45 days of turning on their credit cards. If you too are in a similar situation, it’s advisable to opt for credit card consolidation as a way to pay off your debt. With a credit card debt consolidation program, you can combine your [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Making Credit Repair Companies Work for You</title>
		<link>http://www.yourcreditreports.org/credit-report/making-credit-repair-companies-work-for-you/</link>
		<comments>http://www.yourcreditreports.org/credit-report/making-credit-repair-companies-work-for-you/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 03:25:34 +0000</pubDate>
		<dc:creator>Rachel Humffray</dc:creator>
				<category><![CDATA[Bad Credit Report]]></category>
		<category><![CDATA[Companies]]></category>
		<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.yourcreditreports.org/credit-report/making-credit-repair-companies-work-for-you/</guid>
		<description><![CDATA[Credit repair is serious business. Im sure you already know that, and so do thousands of companies vying for your bottom dollar online. Some of them make pretty far-out promises a quick look at some of the hits for credit repair companies on Google brings up results for some companies that guarantee permanent results for [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Kim McGrigg: Dad&#8217;s bankruptcy may force daughter to pay joint card debt</title>
		<link>http://www.yourcreditreports.org/bad-credit-tips/kim-mcgrigg-dads-bankruptcy-may-force-daughter-to-pay-joint-card-debt/</link>
		<comments>http://www.yourcreditreports.org/bad-credit-tips/kim-mcgrigg-dads-bankruptcy-may-force-daughter-to-pay-joint-card-debt/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 03:45:26 +0000</pubDate>
		<dc:creator>Steven Browly</dc:creator>
				<category><![CDATA[Bad Credit Tips]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Card Debt]]></category>

		<guid isPermaLink="false">http://www.yourcreditreports.org/bad-credit-tips/kim-mcgrigg-dads-bankruptcy-may-force-daughter-to-pay-joint-card-debt/</guid>
		<description><![CDATA[My daughter and husband are jointly on a credit card. Most purchases are his, and he has since filed bankruptcy due to a stroke. Does this obligate our daughter, financially, to his charges? Suit has been filed against her for repayment. Is this possible? Can she dispute the charges? Your daughter can be held liable [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Life Insurance as an Investment – Pros and Cons</title>
		<link>http://www.yourcreditreports.org/bad-credit-tips/life-insurance-as-an-investment-%e2%80%93-pros-and-cons/</link>
		<comments>http://www.yourcreditreports.org/bad-credit-tips/life-insurance-as-an-investment-%e2%80%93-pros-and-cons/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 11:45:43 +0000</pubDate>
		<dc:creator>Steven Browly</dc:creator>
				<category><![CDATA[Bad Credit Tips]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.yourcreditreports.org/bad-credit-tips/life-insurance-as-an-investment-%e2%80%93-pros-and-cons/</guid>
		<description><![CDATA[Ever since the introduction of variable life insurance in the 1950s, the debate over life insurance as an investment has raged on, and to this day, the issue remains largely unsettled. Life insurance advocates can make a case for its unique properties – tax deferred growth, tax free death benefit, low interest loan provisions, and [...]]]></description>
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