You’ve seen the commercials with people blissfully depositing checks straight through their smart phones, or the father making an emergency fund transfer to aid his daughter stranded in a foreign land. Mobile banking is indeed sweeping the country. It’s convenient, it’s cool, and it’s safe, that according to security experts who understand something about encryption technology.
At very least, they say that it is no less safe than banking on your desktop browser, which is said to be no less safe than driving to the local branch where you could lose a deposit slip or worse.
So, should you opt for mobile banking?
Anyone who’s ever grown up with a brother or sister has probably been taught the value of sharing at a very early age. I had a younger brother growing up, so I learned from a rather early age to hate the “S” word.
But while we all (well, most of us anyway) eventually learn that sharing is caring, there are a few things in life we tend to like to keep to ourselves, such as our credit card accounts. But for those who would rather share their credit accounts and financial responsibilities, there is a solution in the form of joint credit cards.
Joint credit cards are just what they sound like: A credit card that can be used by two people to charge purchases to, and appears on both of their credit reports. Both parties are responsible for the card’s payments, meaning if one person overcharges or misses a payment on the card, the issuer has two people it can go after to get paid, leaving the both of you needing credit repair fast.
With that said, let’s take a look at the pros and cons of having a joint credit account.
Pros
- Now two people can pay the bill!
CREDIT reporting agency Veda Advantage has urged the Australian government to move quickly to update credit reporting laws, claiming the threat of a second economic downturn is causing uncertainty in the finance sector.
A Senate committee gave its support to the governments draft plan to upgrade Australias credit reporting legislation and processes, prompting Veda adviser Matthew Strassberg to ask for a quick turnaround.
Two years ago, the Minister for Privacy Brendan OConnor announced a timetable to ensure passage of credit reporting reforms by mid-2012.
Booking a van is much easier if you know what size of van would appropriately accomodate your stuff. Careful evaluation is essential when choosing for the size of the van you are going to use. A house with an average of four bedrooms usually requires around ten ton vans but it could also depend if the family has more belongings or less. Finding the best Waterloo real estate agent can be one of the hardest things to do when trying to check for Real estate in Waterloo. We advise you check out each real estate company in your place and get as much information as possible.
If your transferring to a far distance and unluckily does not possess an own truck that could accumulate your entire items, hiring a van might be your finest option.
After receiving seven complaints of the rear liftgate unexpectedly closing on 2009 Honda Odyssey minivans, the National Highway Traffic Safety Administration’s Office of Defects Investigation is looking into the alleged defect.
The vehicles, Odyssey Touring and EX-L models, were equipped with a powered rear liftgate system. The complaints indicate that the gas-filled liftgate struts failed and were unable to support the liftgate when it was in the open position.
Two of the seven complaints reported injuries due to consumers being struck by the closing liftgate.
Thus far, there are no similar complaints on model year 2008 and 2010 Honda Odyssey vehicles that are also equipped with power liftgates.
Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, as their upward climb paused following several volatile weeks.
There were no annual percentage rate (APR) changes this week in the cards we track, so the average APR on new credit card offers stayed at a record high of 14.96 percent for a second straight week. The previous record of 14.94 percent was set in late August. Prior to this week’s pause, rates had gone up in three of the previous four weeks, sending the national average from 14.88 percent to 14.96 percent in just a month.