Chase just introduced one of its richest offers for the Ink Bold with Ultimate Rewards business charge card — you’ll now earn 50,000 bonus points after spending $5,000 within the first 3 months of opening your account. You can redeem your 50,000 bonus points for a $500 statement credit, or alternatively, $625 towards airfare or hotel accommodations when you redeem through Chase’s online Ultimate Rewards portal.
Purchases earn 1 point per dollar spent with no limit to the points you can earn. In addition, you’ll earn point bonuses when you reach certain spend levels:
- Upon reaching $25,000 in annual spend, receive 7,500 bonus points
- Upon reaching $50,000 in annual spend, receive an additional 15,000 bonus points
- Upon reaching $100,000 in annual spend, receive an additional 25,000 bonus points
There is an annual fee of $95 which is waived for the first year.
Finding an effective credit repair service was once very difficult for most people, and finding one that would go above and beyond to provide more than just bad credit repair was virtually impossible. However, Lexington Law has set out to defy all expectations when it comes to not only fixing up your credit, but also staying with you every step of the way. They provide three different levels of service that work to remove negative items from your credit report without requiring any strenuous work on your part.
Having good credit is incredibly important in this day and age. It can influence your ability to do such things as attain and maintain a job, secure a loan for a car or home, or even be approved for an apartment rental.
The credit card act, when it comes to the government coming to the rescue of consumers we should all be careful what we wish for. At the height of the banking industry’s unpopularity during the financial crisis of 2008, Congress jumped on the opportunity to impose “consumer protections” in order to stop unfair and deceptive practices.
The resulting Credit Card Accountability, Responsibility and Disclosure Act (credit card act) may have made Congress appear as though they were our knights in shining armor; however, it has left many consumers bewildered and just as vulnerable, if not more.
While it may have sent a message to the banking industry that they are being more closely watched, the Act did little to prevent banks from shrewdly skirting many of its intended purposes – which were largely aimed at capping the amount they could charge consumers.
What we heard after the law was passed was that the Act would place limits on interest rates that banks could charge. Full Article…
Research firm Lightspeed Research have stated that they see huge potential for co-branded credit cards from daily deals websites such as Groupon and Living Social.
They believe that banks could reap huge benefits from teaming up with the popular websites as many daily deal shoppers are already holders of some of the best credit cards available on the market which makes them attractive prospects for card issuers.
In a phone survey conducted by the firm, Lightspeed discovered that the most frequent Groupon and Living Social shoppers currently earn at least $75,000 per annum. Full Article…
Most of us have a sort of preconceived notion that if we have a low credit score, paying off all of our old delinquent debts can help us to boost our credit crating. However, do you know this strategy of paying off old delinquent debt can sometimes backfire and drop your score further? Any credit score repair strategy requires you to analyze each debt and predict how changes to it will affect your overall score. If you are planning to opt for a debt settlement plan to get rid of your old debt first, consider the points listed below.
Credit Score
Although the specific formula used by FICO is proprietary and not publicly-disclosed, it is speculated that approximately 35% of the score depends on your payment history and almost 30% on the amount you currently owe. Full Article…
When you’re knee deep in credit card debt, you must be looking for some solutions to your debt issues. While there are many solutions like debt settlement, debt consolidation, credit counseling and some others, you have to choose the best that suits your personal financial needs. While debt settlement may hurt your credit score, credit counseling and debt consolidation can have a soothing impact on your credit score. There is more than one benefit of consolidating your credit card debt and if you’re not aware of it, you must get to know more on it so that you can take some solid steps towards your debts. Have a look at the benefits that you may reap when you repay your debts through a debt consolidation program.