As anyone who has looked into credit repair has heard, you have the right to fix your own credit. In fact, Dr. Randy Padawer, who co-wrote the best selling “FICO(R) 850” seminar for The Motley Fool and “Credit Revolution: Path of the Smart Consumer“, is recognized as an expert in the field of credit repair in part because of his knowledge gained through being a do-it-yourselfer when it comes to credit improvement.
You’ve likely also heard that you are able to dispute the inaccurate negative listings in your credit reports for free. The big three credit bureaus(Equifax, Experian, and TransUnion) even provide a form on their respective websites to make the process that much easier for you.
Something that you will not come across as often is that repairing your credit reports is usually not as simple as it may seem at first .
