Ever wondered why your credit report information and 3 credit scores vary?  If you have ever looked in detail at the your credit report information and 3 credit scores from each of the three credit reporting agencies, you know that your credit report information and 3 credit scores can and usually do vary. If you wondered why, here is the simple answer:

Why your credit report information varies:

  • Different business & credit reporting agency relationships – each bank, credit card company, mortgage company, etc have different credit reporting agencies they update on a regular basis. In many cases, each company does not update all three of the credit reporting agencies.

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