January 16th, 2010
Ever wondered why your credit report information and 3 credit scores vary? If you have ever looked in detail at the your credit report information and 3 credit scores from each of the three credit reporting agencies, you know that your credit report information and 3 credit scores can and usually do vary. If you wondered why, here is the simple answer:
Why your credit report information varies:
- Different business & credit reporting agency relationships – each bank, credit card company, mortgage company, etc have different credit reporting agencies they update on a regular basis. In many cases, each company does not update all three of the credit reporting agencies.

